
United Healthcare
United Healthcare Overview
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
United Healthcare has 1.6 star rating based on 558 customer reviews. Consumers are mostly dissatisfied.
41% of users would likely recommend United Healthcare to a friend or colleague.
- Rating Distribution
Pros: Extremely unhappy, One rep did try to help me, Actually they were polite while lying to me.
Cons: Customer service, Runaround they have given me, That they lied.
The aggregated data is based on reviews and questionnaires provided by PissedConsumer.com users.
United Healthcare has 1.6 star rating based on 558 customer reviews. Consumers are mostly dissatisfied.
41% of users would likely recommend United Healthcare to a friend or colleague.
- Rating Distribution
Pros: Extremely unhappy, One rep did try to help me, Actually they were polite while lying to me.
Cons: Customer service, Runaround they have given me, That they lied.Recent recommendations regarding this business are as follows: "I've been with them since 2012 Great company", "fix the problem and care about your customers!", "do not use HOUSE CALLS", "never use house calls", ""FOOD FIGHT"; Animal House".
Most users want United Healthcare to offer a solution to their issues.
Consumers are not pleased with Customer service and Exchange, Refund and Cancellation Policy. The price level of this organization is high according to consumer reviews.
Media from reviews











































Need new card
User's recommendation: I've been with them since 2012 Great company
This review is written by an individual who has purchased the reviewed product/service and/or confirms being a paying customer of this company. Check our FAQ
Verified Buyer |This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerThey lied about a life critical medication being "In Formulary"
They refused my Specialists medical statement as to necessity of the prescription. I went back to my previous carrier.
They refused to consider my Dr.'s valid explanation as to the criticality of this medication and formulary exemption.
The fact that their Optum Rx pharmacy lied during a 3-way telephone call regarding the Rx being covered prior to me signing up, and that UHC perpetuated the lie in order to lure me away from my existing Medicare insurer is despicable and actually endangered my life.
Their customer service is horrendous with different individuals telling me different stories during several phone calls, and the stress from these calls actually induced 3 Clonic seizures (Stress is a primary trigger for these type of seizures).
Fortunately, I was able to re enroll with my previous insurer as of Feb 1st 2024. PLEASE, if you or a loved one has a serious medical condition do NOT trust UHC; they WILL lie to get you away from your existing insurance carrier and have no moral compunction about the serious medical consequences should they succeed in doing so.
- Misrepresent which drugs they cover
Preferred solution: Apology
User's recommendation: Stay away if you have a chronic medical condition and critical medications.
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |U-Card Farce!!! I'm Dying to get a Resolution...LITERALLY!
This 'benefit', as they refer to it, is ANYTHING BUT... It always fails at accepted retailers.
I've had to pay out-of-pocket several times! HARDLY A BENEFIT! At the turn of the year, the 'new' card was last year's old out-dated card. So when went to Checkout, it of course, FAILED.
I called to report the problem and requested a new one...IT NEVER CAME.
I again, called to report the issue, so they said they'd send out another one. I waited 2 weeks and STILL NO CARD. I called once Again. SAME ANSWER...MORE BS!It's been over 2 months now, and still no card.
Same scam scenario, "We'll send you a new one." What's so damn hard about mailing out a card.
I get all of their other mail, so there's no issue w/my address.
They should just start offering Funeral DEATH BENEFITS!
Of course, you won't be around to contest anything if, ONCE AGAIN, they'd fail to deliver on that. In fact, the only thing they'll 'bury' you in, is paperwork and INCOMPETENCE!!!
Preferred solution: Full refund
User's recommendation: "FOOD FIGHT"!!!; Animal House

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerOTC card use
- Great frustration in attempting to resolve problems
User's recommendation: fix the problem and care about your customers!
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Issue with customer service

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |House Calls Discrimation between males and females
- House calls discriminates
Preferred solution: same amount they gave my female wife !!
User's recommendation: do not use HOUSE CALLS

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Their house calls program Sucks and Discriminates
NEVER AGAIN WILL I USE HOUSE CALLS
User's recommendation: never use house calls
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Verified Reviewer |Update my phone number
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Phone number386324****

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Cannot get a skilled nursing facility that takes the insurance
For over a week now I've been trying to get the advocates to help me find a skilled nursing facility that I can do subacute rehab in that takes Medicare Medicaid United healthcare dual complete out of a three-page list of facilities. A good 50% of them have horrible ratings with the state of Colorado for abuse and neglect.
I know they're 10%. Don't take the policy. What's left? Doesn't have any bed availability.
I don't know what I'm to do. I'm in an acute rehab right now and United healthcare gave me a discharge date of January 10th. I filed two appeals with Medicare. Was denied on both.
Now the facility here is trying to force me to go to one of the facilities that I rejected due to their numerous complaints for patient abuse and neglect. I don't know what to do. I've contacted the advocates and frankly they can't find their *** with a sharp stick. The advocates are what is essentially customer service now for United healthcare and they're useless as soon as I can.
I'm going to drop United healthcare and just have Medicare Medicaid cuz then I won't have to deal with this pre-authorization b***** that United healthcare changed me with and makes it hard for me to stay in facilities. That can give me the care I need while I wait clearance to go home
- Good dental plan
- Pre-authorization that chains you
Preferred solution: Apology
User's recommendation: Don't buy this policy
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerOTC company UHC uses NO refunds or cancelling orders
Thank you for the hour I wasted on the phone with 4 different reps. The last one telling me I could get a refund on the products I ordered online Dec 30.
I rec'd 2 products at different times and as of Jan 19 I am still waiting for 4 more.
They said the products were on the way, (imagine me rolling my eyes) I was not going to wait 3 weeks for the poorly run company to send me my items. I wast to cancel my order and go buy products, NOW. Each customer service rep. took and asked the same information about my case, imagine the fun I had.
The last supervisor rep. told me I could get a refund and then transferred me to the company you use for OTC products. She said they dont do refunds...ever. That was that.
1 hour and 3 weeks wasted waiting and then calling UHC to get resolution.
Did I, NOPE! Not even close. I'm even close to happy with the outcome.
Including "help" from the customer service reps. who could only say "I'm sorry to hear that.
I'm writing a review of this situation online and everywhere I can, so people know about UHC and the companies it chooses to work with.
Preferred solution: Full refund
User's recommendation: UHC is only as good as the companies it works with. So, NO dont use them
Shady business practices
Greedy company that doesn't care how their referral process impacts patient quality of life. This company is actively working to prevent or significantly delay me from receiving timely care through their difficult referral process.
They require your PCP to review both tests and treatment recommendations from the specialists and submit a duplicate referral just to get it covered. Since when does a PCP's opinion of my condition trump the specialist they referred me to in the first place? I was just hit with several thousand dollars in uncovered medical costs for basic tests and treatments that my rheumatologist and neurologist ordered and insurance refuses to pay because they have added an unnecessary layer of PCP referral red tape. It's February and my PCP's office has had to send over 20 referrals on my family's behalf for simple care for my family and the care of my chronic condition.
The administrative burden on my life is insane, and I've lost at least 30 hours of my time in the last month trying to navigate UHC representatives, doctors' referral representatives, and my care is delayed due to the weeks it takes to get referrals processed.
Not getting timely care due to the extra red tape made my condition worse and is actually increasing the number of doctor visits. Horrible.
- Difficult to get approvals
- Red tape
- Time consuming
User's recommendation: Do not recommend
They stole my money
Insurance Expert Talks
This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified Reviewer |Claim explanation
I was admitted to the hospital on 12/31/23 - actually had to go to the same facility Piedmont yet bigger hospital to be treated- so that was a $250 ride copay. .I was also charged a $90 copay for my ER visit that AM of 12/31/23.
My $90 copay should be waived since I was admitted to hospital. But my fault the smaller facility could not handle my cardiac needs.
I felt so bad that AM just went to closest facility - and found out critical labs and hospital admission needed . I'm sure the ER doc would let UHC know I was definitely admitted for Inpatient care .
Thank you ,
Kimberly Conner Chatman
12/24/1967
- Rides to dr appts
- Hard to understand english company customer service reps
Preferred solution: Full refund

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Verified Reviewer |Problems ordering items with the OTC card
User's recommendation: These insurance providers should get their act together BEFORE they offer them.

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ
Verified ReviewerI need to go to a skilled nursing facility for subacute rehab and of the list that I received from United healthcare.
My insurance coverage is preventing me from getting into a decent and safe skilled nursing facility for rehab. Out of a three-page list of facilities, there are only two that would take my Medicare Medicaid United healthcare dual complete plan.
All the others are rejecting it because they don't take the plan of the two that will take me for admission. They have numerous complaints for neglect and abusive patients with the state and as well as reviews online. I plan on dropping United healthcare after the next week or so and just going straight Medicare Medicaid so I can at least get into facilities without the nonsense about pre-authorization.
I'm tired of fighting for my care!! Don't get United healthcare dual complete
Preferred solution: I'd like to be able to find facilities that are skilled nursing that are safe for me to go to where I won't be harmed and neglected
User's recommendation: If you've got Medicare Medicaid, you don't need United healthcare dual complete unless you want the healthy benefits of 100 and some odd dollars for food and rent assistance
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Did I really have to write 'RANT"?...
How are you LITERALLY dying without the card? What in-store purchase was keeping you alive?
...